When a consumer applies for a product on a Biller’s site, the Biller checks to see if the consumer is able to pay with Ontime.A Biller may be able to offer cheaper prices and/or a wider range of products to consumers who pay with Ontime.Billers can use two checks to determine the availability of an Applicant:
1.
The Light Availability Check
2.
The Full Availability Check Once a consumer has selected Ontime and agreed to our terms, Ontime onboards the consumer with the Payroll Provider.
This documentation should be read in conjunction with the Deduction Management documentation, which outlines the Deduction Instruction, Payment and Reconciliation processes.